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    Car Insurance Articles

    Comprehensive vs. Third-Party Car Insurance: Which Is Right for You?
    Comprehensive vs. Third-Party Car Insurance: Which Is Right for You?
    Welcome to our comprehensive guide on car insurance in Australia! Whether you're a seasoned driver or a newcomer to the roads, understanding car insurance is crucial for protecting yourself and your vehicle against unforeseen events. - read more
    Why Customisation Matters: Tailoring Car Insurance to Fit Your Needs
    Why Customisation Matters: Tailoring Car Insurance to Fit Your Needs
    Car insurance customisation refers to the process of tailoring an insurance policy to fit the specific needs and circumstances of an individual driver or business. Unlike standard, one-size-fits-all policies, customised car insurance allows for the inclusion and exclusion of coverage options based on the unique requirements of the insured party. - read more
    How Your Driving Habits Affect Your Car Insurance Premiums
    How Your Driving Habits Affect Your Car Insurance Premiums
    Car insurance is a necessary expense for anyone who owns a vehicle. It provides financial protection against accidents, theft, and other unexpected events. In Australia, having comprehensive car insurance can save you significant costs down the line. However, what many drivers may not realise is how their driving habits can directly influence their insurance premiums. - read more
    Comprehensive Car Insurance: Is It Worth the Investment?
    Comprehensive Car Insurance: Is It Worth the Investment?
    When you're a new driver in Australia, understanding car insurance can be a bit overwhelming. - read more
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car insurance is an essential aspect of vehicle ownership for Australians, providing financial protection in case of accidents, theft, and other unforeseen events. As with any form of insurance, the premiums you pay can vary widely, so understanding the factors that influence these costs is critical. - read more

    Insurance News

    ICA Advocates for Strata Law Reforms to Address Rising Insurance Costs in Victoria
    ICA Advocates for Strata Law Reforms to Address Rising Insurance Costs in Victoria
    03 Mar 2026: Paige Estritori
    The Insurance Council of Australia (ICA) has recently called for substantial reforms to Victoria's strata legislation, citing a direct correlation between inadequate governance and escalating insurance premiums for residents. With approximately one in five Victorians residing in strata-titled properties, the need for effective management and oversight has become increasingly critical. - read more
    CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
    CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
    03 Mar 2026: Paige Estritori
    CHU, Australia's leading strata insurance underwriting agency, has released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current state of the industry. The report offers valuable insights into premium movements, the impact of weather events, regulatory developments, and emerging risks affecting strata insurance. - read more
    PICA Group Highlights Potential Risks to Strata Industry Viability
    PICA Group Highlights Potential Risks to Strata Industry Viability
    03 Mar 2026: Paige Estritori
    Bobby Lehane, CEO of PICA Group, has issued a cautionary statement regarding the future of the strata management sector in Australia. He emphasized that eliminating insurance commissions could pose a significant threat to the industry's viability, drawing parallels to the challenges faced by the aged care sector. - read more
    Significant Increase in Private Health Insurance Premiums Announced for 2026
    Significant Increase in Private Health Insurance Premiums Announced for 2026
    03 Mar 2026: Paige Estritori
    Australian private health insurance premiums are set to rise by an average of 4.41% from April 2026, marking the most substantial increase since 2017. This adjustment reflects the escalating costs associated with medical and hospital services, which have risen by 5% over the past financial year. - read more
    Suncorp Faces Higher-Than-Expected Natural Hazard Costs in First Half of 2026
    Suncorp Faces Higher-Than-Expected Natural Hazard Costs in First Half of 2026
    03 Mar 2026: Paige Estritori
    Suncorp has reported that its natural hazard costs for the first half of the 2026 financial year have reached AU$1.319 billion, significantly exceeding the budgeted AU$866 million. This overage has necessitated reinsurance recoveries to mitigate the financial impact. - read more

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    Knowledgebase
    Subrogation:
    The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.