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    Car Insurance Articles

    Understanding Add-Ons: Optional Car Insurance Coverages to Enhance Your Policy
    Understanding Add-Ons: Optional Car Insurance Coverages to Enhance Your Policy
    Car insurance is a crucial aspect of responsible vehicle ownership. It provides financial protection against accidents, theft, and other unforeseen events. In Australia, having the right car insurance policy can give you peace of mind on the road. - read more
    Is Comprehensive Car Cover Worth It? Exploring the Benefits for Australian Drivers
    Is Comprehensive Car Cover Worth It? Exploring the Benefits for Australian Drivers
    Comprehensive car cover is a type of vehicle insurance policy that provides the most extensive range of protection. It aims to cover a wide array of potential events that could affect your car. - read more
    Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
    Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
    Car insurance is a crucial aspect of owning a vehicle, providing financial protection in case of accidents, theft, and other unexpected events. However, finding the right balance between affordability and adequate coverage can be a challenging task. - read more
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car insurance is an essential aspect of vehicle ownership for Australians, providing financial protection in case of accidents, theft, and other unforeseen events. As with any form of insurance, the premiums you pay can vary widely, so understanding the factors that influence these costs is critical. - read more
    Why Customisation Matters: Tailoring Car Insurance to Fit Your Needs
    Why Customisation Matters: Tailoring Car Insurance to Fit Your Needs
    Car insurance customisation refers to the process of tailoring an insurance policy to fit the specific needs and circumstances of an individual driver or business. Unlike standard, one-size-fits-all policies, customised car insurance allows for the inclusion and exclusion of coverage options based on the unique requirements of the insured party. - read more

    Insurance News

    Navigating the Surge in Insurance Risks for Australian Businesses
    Navigating the Surge in Insurance Risks for Australian Businesses
    18 Feb 2026: Paige Estritori
    Australian businesses are currently grappling with a complex landscape of escalating insurance risks, driven by factors such as increased litigation, rapid technological advancements, supply chain disruptions, catastrophic events, and geopolitical tensions. These challenges necessitate a proactive approach to risk management and insurance coverage. - read more
    Learning from Near Misses: Enhancing Farm Safety in Australia
    Learning from Near Misses: Enhancing Farm Safety in Australia
    18 Feb 2026: Paige Estritori
    In July 2025, Farmsafe Australia launched the 'Second Chances – Who Knows How Many You'll Get' campaign, aiming to transform near misses on farms into learning opportunities to prevent future accidents. This initiative underscores the critical importance of recognising and addressing close calls in agricultural settings. - read more
    WFI's 2025 Farm Accident Insights: A Call for Enhanced Safety Measures
    WFI's 2025 Farm Accident Insights: A Call for Enhanced Safety Measures
    18 Feb 2026: Paige Estritori
    In October 2025, WFI Insurance unveiled its annual farm accident insights as part of Farmsafe Australia's 2025 Safer Farms Report. The findings paint a stark picture of the challenges facing Australian agriculture, with 2024 recording 72 farm-related deaths—the highest in over two decades. - read more
    ASIC Highlights Deficiencies in Insurers' Complaint Handling Practices
    ASIC Highlights Deficiencies in Insurers' Complaint Handling Practices
    18 Feb 2026: Paige Estritori
    The Australian Securities and Investments Commission (ASIC) has recently conducted a comprehensive review of insurers' complaint handling processes, uncovering significant deficiencies that fail to meet regulatory obligations. The findings indicate that insurers are not adequately identifying and addressing customer complaints, with one in six complaints going unrecognized. Additionally, systemic issues are often overlooked, communication timeframes are missed, and existing systems fail to record outcomes such as compensation payments. - read more
    Forecast: Continued Decline in Australian Commercial Insurance Rates Through 2026
    Forecast: Continued Decline in Australian Commercial Insurance Rates Through 2026
    18 Feb 2026: Paige Estritori
    Following a significant 12% decline in commercial insurance rates during the fourth quarter of 2025, industry experts anticipate that this downward trend will persist throughout 2026. The Australia-Pacific region has been at the forefront of this global decrease, with the recent drop marking the steepest since early 2024. - read more

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    Knowledgebase
    Occupational Hazard:
    A risk associated with the nature of a particular occupation, which may affect insurance premiums.