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    Car Insurance Articles

    The Impact of Age and Experience on Car Insurance for New Drivers
    The Impact of Age and Experience on Car Insurance for New Drivers
    When it comes to car insurance for new drivers in Australia, navigating through the options can be overwhelming. Understanding the various factors that impact insurance premiums is crucial for making informed decisions. - read more
    Car Insurance Explained: What Every Australian Needs to Know
    Car Insurance Explained: What Every Australian Needs to Know
    Car insurance is a critical aspect of vehicle ownership that can save you from financial distress in case of accidents, theft, or damage. For Australian consumers, understanding the ins and outs of car insurance is essential for ensuring that you're adequately protected without overpaying for your coverage. - read more
    Are Extras Worth the Investment? Unpacking Car Insurance Add-Ons
    Are Extras Worth the Investment? Unpacking Car Insurance Add-Ons
    Car insurance is an essential part of owning a vehicle in Australia, providing financial protection and peace of mind. Standard coverage typically includes protection against collision damage, theft, and various liabilities. However, the world of car insurance doesn’t stop here; enter the realm of 'extras' - additional options that go beyond the basics. - read more
    How Your Driving Habits Affect Your Car Insurance Premiums
    How Your Driving Habits Affect Your Car Insurance Premiums
    Car insurance is a necessary expense for anyone who owns a vehicle. It provides financial protection against accidents, theft, and other unexpected events. In Australia, having comprehensive car insurance can save you significant costs down the line. However, what many drivers may not realise is how their driving habits can directly influence their insurance premiums. - read more
    Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
    Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
    Car insurance is an essential part of owning and driving a vehicle, providing protection and peace of mind on the road. While most Australians are familiar with the basic coverage options, understanding the finer details of premium calculations can be quite complex. One of the key factors influencing these calculations is age. - read more

    Insurance News

    Significant Reductions in Australian Construction Insurance Premiums
    Significant Reductions in Australian Construction Insurance Premiums
    20 Dec 2025: Paige Estritori
    The Australian construction insurance market has experienced a notable shift in 2025, with premiums decreasing across various lines due to intensified competition among insurers. According to Marsh's Construction Insurance Market Update 2025, the first half of the year saw average premium reductions ranging from 5% to 15%, marking a significant departure from the upward trend observed in 2024. - read more
    Elevated Construction Costs Prompt Reassessment of Insurance Strategies
    Elevated Construction Costs Prompt Reassessment of Insurance Strategies
    20 Dec 2025: Paige Estritori
    Australia's construction sector continues to grapple with elevated cost pressures, prompting builders to reassess their insurance and risk management strategies. Gallagher reports that overall construction costs have increased by over 30%, influenced by supply chain disruptions, inflation, and labour shortages. - read more
    South Australia Strengthens Homeowner Insurance Amid Rising Builder Insolvencies
    South Australia Strengthens Homeowner Insurance Amid Rising Builder Insolvencies
    20 Dec 2025: Paige Estritori
    The South Australian Government has taken decisive action to bolster homeowner protection in response to a surge in builder insolvencies. Effective from 1 October 2025, the maximum insurance payout for homeowners will increase from $150,000 to $250,000. This measure aims to provide greater financial security to homeowners left with incomplete or defective properties due to builder failures. - read more
    New Association Established to Elevate Standards of Expert Reports in Insurance Claims
    New Association Established to Elevate Standards of Expert Reports in Insurance Claims
    20 Dec 2025: Paige Estritori
    The insurance industry has long grappled with inconsistencies and varying quality in expert reports, which are pivotal in claims assessments. In response, the Association of Insurance Building & Engineering Consultants (AIBEC) has been established to address these challenges and elevate industry standards. - read more
    Commercial Insurance Rates in the Pacific Region Experience Notable Decline
    Commercial Insurance Rates in the Pacific Region Experience Notable Decline
    20 Dec 2025: Paige Estritori
    The commercial insurance landscape in the Pacific region has undergone significant changes, with Marsh's latest report indicating a 6% decline in rates during the third quarter of 2024. This trend reflects a broader global pattern, as the report also notes the first worldwide rate drop in seven years. - read more

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    Knowledgebase
    Insurance Deductible:
    the amount that an insured is required to contribute toward an insurance claim as stipulated in an insurance policy. Otherwise known as the "policy excess".