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    Car Insurance Articles

    Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
    Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
    Car insurance is an essential part of owning and driving a vehicle, providing protection and peace of mind on the road. While most Australians are familiar with the basic coverage options, understanding the finer details of premium calculations can be quite complex. One of the key factors influencing these calculations is age. - read more
    The Impact of Age and Experience on Car Insurance for New Drivers
    The Impact of Age and Experience on Car Insurance for New Drivers
    When it comes to car insurance for new drivers in Australia, navigating through the options can be overwhelming. Understanding the various factors that impact insurance premiums is crucial for making informed decisions. - read more
    Comprehensive vs. Third Party Insurance: Which Car Insurance is Right for You?
    Comprehensive vs. Third Party Insurance: Which Car Insurance is Right for You?
    Car insurance is a crucial component of responsible vehicle ownership. It offers financial protection against unforeseen events on the road, providing peace of mind for drivers across the country. In Australia, navigating the world of car insurance can initially seem daunting, but understanding the basics can make the process smoother and more intuitive. - read more
    How Your Driving Habits Affect Your Car Insurance Premiums
    How Your Driving Habits Affect Your Car Insurance Premiums
    Car insurance premiums are the amounts paid regularly to maintain an active car insurance policy. These payments can be made on a monthly, quarterly, or annual basis, depending on the terms agreed upon with your insurance provider. - read more
    The Art of Comparing Car Insurance Quotes for Max Savings in Australia
    The Art of Comparing Car Insurance Quotes for Max Savings in Australia
    Car insurance is a critical component of responsible vehicle ownership in Australia. With roads bustling with diverse traffic, from urban highways to outback tracks, safeguarding your journey becomes indispensable. However, the complex world of car insurance can bewilder even the most astute driver. This article embarks on a quest to demystify the process of comparing car insurance quotes, aiming for not just coverage, but substantial savings too. - read more

    Insurance News

    Decline in Life and Income Protection Insurance Premiums Benefits Australians
    Decline in Life and Income Protection Insurance Premiums Benefits Australians
    24 Nov 2025: Paige Estritori
    Recent data indicates a notable decline in life and income protection insurance premiums across Australia, providing consumers with more affordable coverage options. According to the latest Direct Life Insurance Report from Rainmaker Information, direct life premiums have decreased by 7% since 2024. Similarly, direct income protection premiums have seen significant reductions, with average premiums for waiting periods of 30 days and 90 days decreasing by 12% and 13%, respectively. - read more
    TAL's Health Sense Plus Now Covers Income Protection Policies
    TAL's Health Sense Plus Now Covers Income Protection Policies
    24 Nov 2025: Paige Estritori
    In a significant development for policyholders, TAL has expanded its Health Sense Plus program to encompass income protection (IP) policies. This initiative, effective from August 8, 2025, aims to incentivise proactive health management by offering premium discounts to clients who engage in preventative health checks. - read more
    Marsh and Tokio Marine Kiln Introduce Port Disruption Insurance Amid Global Shipping Challenges
    Marsh and Tokio Marine Kiln Introduce Port Disruption Insurance Amid Global Shipping Challenges
    24 Nov 2025: Paige Estritori
    In response to escalating global shipping challenges, leading broker Marsh and Lloyd's underwriter Tokio Marine Kiln have launched a pioneering business interruption insurance specifically designed for ports. This innovative product aims to mitigate the financial impact of trade disruptions caused by various factors, including geopolitical tensions and operational strikes. - read more
    Allianz Australia's Strategic Expansion: RAA Insurance Acquisition
    Allianz Australia's Strategic Expansion: RAA Insurance Acquisition
    24 Nov 2025: Paige Estritori
    In a significant move within the Australian insurance sector, Allianz Australia has successfully completed the acquisition of RAA Insurance for $642 million. This strategic acquisition, approved by the competition regulator on June 12, 2025, marks a substantial expansion of Allianz's footprint in the South Australian market. - read more
    Australian Parliament's Inquiry into Small Business Insurance: What It Means for You
    Australian Parliament's Inquiry into Small Business Insurance: What It Means for You
    24 Nov 2025: Paige Estritori
    The Australian Parliament has initiated a comprehensive inquiry into the provision, regulation, and pricing of modern insurance products for small businesses and not-for-profit organisations. Announced on October 29, 2025, this inquiry aims to address critical issues affecting the insurance landscape for small enterprises across the nation. - read more

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    Knowledgebase
    Subrogation:
    The process by which an insurance company seeks to recover the amount paid to the policyholder from a third party responsible for the loss.