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    Car Insurance Articles

    Comprehensive vs. Third-Party Car Insurance: Which Is Right for You?
    Comprehensive vs. Third-Party Car Insurance: Which Is Right for You?
    Welcome to our comprehensive guide on car insurance in Australia! Whether you're a seasoned driver or a newcomer to the roads, understanding car insurance is crucial for protecting yourself and your vehicle against unforeseen events. - read more
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
    Car insurance is an essential aspect of vehicle ownership for Australians, providing financial protection in case of accidents, theft, and other unforeseen events. As with any form of insurance, the premiums you pay can vary widely, so understanding the factors that influence these costs is critical. - read more
    Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
    Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
    Car insurance is a crucial aspect of owning a vehicle, providing financial protection in case of accidents, theft, and other unexpected events. However, finding the right balance between affordability and adequate coverage can be a challenging task. - read more
    The Impact of Age and Experience on Car Insurance for New Drivers
    The Impact of Age and Experience on Car Insurance for New Drivers
    When it comes to car insurance for new drivers in Australia, navigating through the options can be overwhelming. Understanding the various factors that impact insurance premiums is crucial for making informed decisions. - read more
    Understanding Add-Ons: Optional Car Insurance Coverages to Enhance Your Policy
    Understanding Add-Ons: Optional Car Insurance Coverages to Enhance Your Policy
    Car insurance is a crucial aspect of responsible vehicle ownership. It provides financial protection against accidents, theft, and other unforeseen events. In Australia, having the right car insurance policy can give you peace of mind on the road. - read more

    Insurance News

    ICA Proposes Measures to Mitigate Escalating Motor Insurance Premiums
    ICA Proposes Measures to Mitigate Escalating Motor Insurance Premiums
    09 Feb 2026: Paige Estritori
    The Insurance Council of Australia (ICA) has released a policy paper titled 'Motor Insurance Policy Paper – A Roadmap for Reducing Rising Premiums,' highlighting the urgent need for coordinated action to address systemic cost drivers behind the 42% increase in comprehensive motor insurance premiums since 2019. - read more
    Budget Direct Triumphs as Australia's Top Insurer in 2026
    Budget Direct Triumphs as Australia's Top Insurer in 2026
    09 Feb 2026: Paige Estritori
    In a remarkable achievement, Budget Direct has been honoured as the inaugural 'Insurer of the Year' at the 2026 Finder Provider of the Year Awards. This prestigious recognition underscores the company's unwavering commitment to delivering exceptional value and service to Australian policyholders. - read more
    Australian Insurers Face Challenges in Cyber Risk Readiness
    Australian Insurers Face Challenges in Cyber Risk Readiness
    09 Feb 2026: Paige Estritori
    Recent findings from the PwC Insurance Banana Skins Survey have raised concerns about the preparedness of Australian insurers in managing emerging risks, particularly in the realms of cyber security and artificial intelligence (AI). The survey indicates that Australian insurers scored 6.6% lower on the Preparedness Index compared to their global counterparts, highlighting a significant gap in readiness. - read more
    Significant Decline in Australian Commercial Insurance Rates
    Significant Decline in Australian Commercial Insurance Rates
    09 Feb 2026: Paige Estritori
    In a notable development for the Australian insurance market, commercial insurance rates experienced a substantial decline of 12% in the fourth quarter of 2025. This decrease, as reported by Marsh's Global Insurance Market Index, represents the most significant drop among the eight regions monitored and marks the steepest reduction since the Pacific rates began to decrease in early 2024. - read more
    Treasury Initiates Review of Professional Indemnity Insurance to Support CSLR
    Treasury Initiates Review of Professional Indemnity Insurance to Support CSLR
    09 Feb 2026: Paige Estritori
    The Australian Treasury has commenced a consultation process aimed at improving the effectiveness of professional indemnity (PI) insurance, with the goal of strengthening the Compensation Scheme of Last Resort (CSLR). This initiative seeks to gather stakeholder feedback on the current operation of PI insurance and explore opportunities for enhancement. - read more

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    Knowledgebase
    Public Liability Insurance:
    A very broad term for insurance covering liability exposures for individuals and business owners. It provides broad coverage, generally including all exposures for property damage and bodily injury.