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Car Insurance Articles

From Airbags to AI: The Future of Car Safety Technology
From Airbags to AI: The Future of Car Safety Technology
Car safety has come a long way since the early days of motoring. Initially, vehicles had minimal safety features, and accidents often led to severe injuries or fatalities. Over the years, technological advancements have significantly improved the safety of cars, making them much safer for drivers and passengers alike. - read more
Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
Car insurance is an essential aspect of vehicle ownership for Australians, providing financial protection in case of accidents, theft, and other unforeseen events. As with any form of insurance, the premiums you pay can vary widely, so understanding the factors that influence these costs is critical. - read more
How Your Driving Habits Affect Your Car Insurance Premiums
How Your Driving Habits Affect Your Car Insurance Premiums
Car insurance premiums are the amounts paid regularly to maintain an active car insurance policy. These payments can be made on a monthly, quarterly, or annual basis, depending on the terms agreed upon with your insurance provider. - read more
Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
Car insurance is an essential part of owning and driving a vehicle, providing protection and peace of mind on the road. While most Australians are familiar with the basic coverage options, understanding the finer details of premium calculations can be quite complex. One of the key factors influencing these calculations is age. - read more
Understanding Insurance Jargon: A Guide for Comparing Online Quotes
Understanding Insurance Jargon: A Guide for Comparing Online Quotes
Insurance jargon refers to the specialized terminology and phrases used within the insurance industry. These terms can often be confusing and complicated for those not familiar with the field. - read more

Insurance News

CHU Enhances Strata Insurance Capacity for Larger Developments
CHU Enhances Strata Insurance Capacity for Larger Developments
20 Mar 2026: Paige Estritori
In a significant move to accommodate the evolving landscape of strata developments, CHU, Australia's leading strata insurance underwriting agency, has more than doubled its maximum single risk capacity. The agency now offers coverage up to $690 million, a substantial increase from the previous limit of $300 million. This enhancement applies to both residential and commercial strata properties, reflecting the trend towards larger and more complex strata developments across the country. - read more
CHU Launches Tailored Insurance Solutions for Strata Lot Owners
CHU Launches Tailored Insurance Solutions for Strata Lot Owners
20 Mar 2026: Paige Estritori
CHU, Australia's premier strata insurance underwriting agency, has expanded its suite of insurance products to better serve the diverse needs of strata communities. The agency now offers tailored landlord insurance and home and contents cover specifically designed for individual lot owners, regardless of who holds the association's common property policy. This initiative provides lot owners with the flexibility to select coverage that aligns precisely with their property and occupancy circumstances. - read more
CHU's 2025 Strata Market Report: Insights into Industry Dynamics
CHU's 2025 Strata Market Report: Insights into Industry Dynamics
20 Mar 2026: Paige Estritori
CHU, Australia's largest strata insurance underwriting agency, has unveiled its 2025 State of the Strata Market report, offering an in-depth analysis of the current trends and challenges within the strata industry. The report provides valuable insights into premium trends, climate-related risks, regulatory developments, and emerging sector challenges, serving as a crucial resource for stakeholders navigating the evolving landscape of strata insurance. - read more
NSW Strata Reforms Strengthen Maintenance Compliance Enforcement
NSW Strata Reforms Strengthen Maintenance Compliance Enforcement
19 Mar 2026: Paige Estritori
The New South Wales (NSW) government has introduced a new tranche of strata reforms aimed at enhancing the maintenance and safety of apartment buildings across the state. A key component of these reforms is the proposal to grant NSW Fair Trading the authority to enter any apartment building without a warrant if there are reasonable grounds to believe that the owners corporation is failing to maintain common property adequately. - read more
CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
CHU's 2025 Report Shows Stability in Strata Insurance Premiums Amid Climate and Regulatory Shifts
19 Mar 2026: Paige Estritori
CHU, Australia's leading strata insurance underwriting agency, has released its 2025 State of the Strata Market report, providing a comprehensive analysis of the current state of the industry. The report offers valuable insights into premium movements, the impact of weather events, regulatory developments, and emerging risks affecting strata insurance. - read more

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Knowledgebase
Elimination Period:
The time period between an injury and the receipt of benefit payments from an insurer, particularly in disability insurance.