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Insurance News

CHU Introduces Cyber Fraud Coverage in Strata Insurance Policies
CHU Introduces Cyber Fraud Coverage in Strata Insurance Policies
08 May 2026: Paige Estritori
In response to the escalating digital threats facing strata communities, CHU Underwriting Agencies has integrated cyber fraud coverage into its standard residential strata insurance policies. This enhancement provides up to $50,000 for losses resulting from social engineering fraud, a prevalent form of cybercrime where perpetrators impersonate trusted contacts to manipulate payment instructions. - read more
CHU's 2025 Report Shows Stable Strata Insurance Premiums Amid Market Changes
CHU's 2025 Report Shows Stable Strata Insurance Premiums Amid Market Changes
08 May 2026: Paige Estritori
CHU Underwriting Agencies has released its 2025 State of the Strata Market report, indicating a modest 2.8% increase in strata insurance premiums over the past year. This rise, from $954 to $981 per lot annually, aligns with a 3.4% growth in household incomes, suggesting that strata insurance remains affordable for apartment owners. - read more
CHU Strengthens Strata Insurance with Built-in Liability and Immediate Price Visibility
CHU Strengthens Strata Insurance with Built-in Liability and Immediate Price Visibility
08 May 2026: Paige Estritori
CHU Underwriting Agencies has introduced significant enhancements to its residential strata insurance policies, focusing on built-in liability coverage and immediate price visibility. These reforms aim to make coverage more responsive to the realities of modern strata living and streamline the insurance process for brokers and clients alike. - read more
APRA Advocates for Strengthened AI Risk Management in Financial Institutions
APRA Advocates for Strengthened AI Risk Management in Financial Institutions
08 May 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has recently emphasised the need for a significant enhancement in how financial institutions manage risks associated with artificial intelligence (AI). This directive comes in response to the rapid evolution and integration of AI technologies within the banking, insurance, and superannuation sectors. - read more
ACCC Launches Comprehensive Review of IAG's Acquisition of RAC Insurance
ACCC Launches Comprehensive Review of IAG's Acquisition of RAC Insurance
08 May 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has initiated a Phase 2 in-depth assessment of Insurance Australia Group's (IAG) proposed acquisition of RAC Insurance. This move reflects concerns that the transaction could substantially lessen competition in the supply of motor vehicle and home and contents insurance in Western Australia. - read more
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Car Insurance Articles

Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
Tips for Finding Affordable Car Insurance Without Sacrificing Coverage in Australia
Car insurance is a crucial aspect of owning a vehicle, providing financial protection in case of accidents, theft, and other unexpected events. However, finding the right balance between affordability and adequate coverage can be a challenging task. - read more
Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
Why Do Age-Related Factors Matter in Car Insurance Premium Calculations?
Car insurance is an essential part of owning and driving a vehicle, providing protection and peace of mind on the road. While most Australians are familiar with the basic coverage options, understanding the finer details of premium calculations can be quite complex. One of the key factors influencing these calculations is age. - read more
Is Comprehensive Car Cover Worth It? Exploring the Benefits for Australian Drivers
Is Comprehensive Car Cover Worth It? Exploring the Benefits for Australian Drivers
Comprehensive car cover is a type of vehicle insurance policy that provides the most extensive range of protection. It aims to cover a wide array of potential events that could affect your car. - read more
Car Insurance Explained: What Every Australian Needs to Know
Car Insurance Explained: What Every Australian Needs to Know
Car insurance is a critical aspect of vehicle ownership that can save you from financial distress in case of accidents, theft, or damage. For Australian consumers, understanding the ins and outs of car insurance is essential for ensuring that you're adequately protected without overpaying for your coverage. - read more
Are Extras Worth the Investment? Unpacking Car Insurance Add-Ons
Are Extras Worth the Investment? Unpacking Car Insurance Add-Ons
Car insurance is an essential part of owning a vehicle in Australia, providing financial protection and peace of mind. Standard coverage typically includes protection against collision damage, theft, and various liabilities. However, the world of car insurance doesn’t stop here; enter the realm of 'extras' - additional options that go beyond the basics. - read more

Knowledgebase
Insurance Deductible:
That part of an insurance claim that must be paid by an insured person before the the balance is paid by the insurer.

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