Car Insurance Online :: News
SHARE

Share this news item!

APRA Reports Surge in Intermediated Insurance Premiums

Analysing the $22.97 Billion Premium Volume in Late 2025

APRA Reports Surge in Intermediated Insurance Premiums?w=400

The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.

The Australian Prudential Regulation Authority (APRA) has released its latest statistics, indicating a significant increase in intermediated general insurance premiums.
In the six months leading up to December 31, 2025, premiums placed through intermediaries reached $22.97 billion, up from $21.59 billion in the previous half-year and $22.28 billion in the corresponding period of 2024.

Breaking down the figures, $18.87 billion was placed with APRA-authorised general insurers, marking an increase from $17.66 billion in the June 2025 half and $17.97 billion a year earlier. Premiums placed with Lloyd's underwriters through intermediaries totalled $2.99 billion, compared to $2.54 billion in June 2025 and $3.00 billion in the prior December period. Conversely, intermediated business with unauthorised foreign insurers (UFIs) declined, with premium invoiced at $1.11 billion, down from $1.39 billion in the June 2025 half and $1.31 billion in the six months to December 2024.

These statistics highlight a strengthening reliance on intermediaries within the Australian insurance market. For tradespeople, this trend underscores the importance of engaging with knowledgeable insurance intermediaries who can navigate the evolving market landscape. Intermediaries can provide tailored advice, ensuring that tradies secure comprehensive coverage that aligns with their specific needs and risk profiles. As the insurance market continues to adapt to various economic and environmental factors, leveraging the expertise of intermediaries can be a strategic advantage for those in the trades sector.

Published:Saturday, 9th May 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

Share this news item:

Insurance News

Australian Insurers Experience Significant Revenue Growth Amidst Market Resilience
Australian Insurers Experience Significant Revenue Growth Amidst Market Resilience
09 May 2026: Paige Estritori
In a recent analysis by AM Best, Australia's top ten non-life insurers have reported a substantial 11.1% increase in insurance services revenue, reaching nearly $46 billion in their latest annual results. This growth underscores the resilience and adaptability of the Australian insurance industry amidst a complex and evolving risk landscape. - read more
Aon Highlights Softening Insurance Prices and Opportunities for Enhanced Coverage
Aon Highlights Softening Insurance Prices and Opportunities for Enhanced Coverage
09 May 2026: Paige Estritori
Aon's third-quarter Global Insurance Market Insights report reveals a continued softening of insurance prices in Australia, presenting a strategic opportunity for businesses to enhance their risk transfer programs. The report notes significant rate reductions, particularly in property cover, where prices have decreased by 11% to 20% due to abundant market capacity. - read more
APRA Reports Surge in Intermediated Insurance Premiums
APRA Reports Surge in Intermediated Insurance Premiums
09 May 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) has released its latest statistics, indicating a significant increase in intermediated general insurance premiums. In the six months leading up to December 31, 2025, premiums placed through intermediaries reached $22.97 billion, up from $21.59 billion in the previous half-year and $22.28 billion in the corresponding period of 2024. - read more
APRA Oversees Eric Insurance's Market Exit
APRA Oversees Eric Insurance's Market Exit
09 May 2026: Paige Estritori
The Australian Prudential Regulation Authority (APRA) is actively monitoring the exit of Eric Insurance from the general insurance market. Following the company's voluntary administration, APRA is overseeing the process to ensure that policyholders' interests are safeguarded. This includes facilitating partial refunds of unearned premiums to eligible policyholders who held active policies as of October 18, 2025. - read more
ACCC Halts IAG's Bid to Acquire RAC WA's Insurance Operations
ACCC Halts IAG's Bid to Acquire RAC WA's Insurance Operations
08 May 2026: Paige Estritori
The Australian Competition and Consumer Commission (ACCC) has recently opposed the proposed sale of the Royal Automobile Club of Western Australia's (RAC WA) insurance arm to Insurance Australia Group (IAG). This decision follows a comprehensive six-month investigation into the potential impacts of the $1.35 billion deal. - read more
Click for more Insurance News


Car Insurance Articles

The Art of Comparing Car Insurance Quotes for Max Savings in Australia
The Art of Comparing Car Insurance Quotes for Max Savings in Australia
Car insurance is a critical component of responsible vehicle ownership in Australia. With roads bustling with diverse traffic, from urban highways to outback tracks, safeguarding your journey becomes indispensable. However, the complex world of car insurance can bewilder even the most astute driver. This article embarks on a quest to demystify the process of comparing car insurance quotes, aiming for not just coverage, but substantial savings too. - read more
Comprehensive vs. Third Party Insurance: Which Car Insurance is Right for You?
Comprehensive vs. Third Party Insurance: Which Car Insurance is Right for You?
Car insurance is a crucial component of responsible vehicle ownership. It offers financial protection against unforeseen events on the road, providing peace of mind for drivers across the country. In Australia, navigating the world of car insurance can initially seem daunting, but understanding the basics can make the process smoother and more intuitive. - read more
Comprehensive Car Insurance: Is It Worth the Investment?
Comprehensive Car Insurance: Is It Worth the Investment?
When you're a new driver in Australia, understanding car insurance can be a bit overwhelming. - read more
Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
Car Insurance Savings: Tactics Aussies Can Use for Lowering Their Premiums
Car insurance is an essential aspect of vehicle ownership for Australians, providing financial protection in case of accidents, theft, and other unforeseen events. As with any form of insurance, the premiums you pay can vary widely, so understanding the factors that influence these costs is critical. - read more
How Your Driving Habits Affect Your Car Insurance Premiums
How Your Driving Habits Affect Your Car Insurance Premiums
Car insurance premiums are the amounts paid regularly to maintain an active car insurance policy. These payments can be made on a monthly, quarterly, or annual basis, depending on the terms agreed upon with your insurance provider. - read more

Knowledgebase
Replacement Cost:
The amount it would cost to replace or rebuild an insured asset with one of similar kind and quality, without depreciation.

Quick Links: | Car Insurance Australia | Best Car Insurance Australia | Cheap Car Insurance Quotes | Comprehensive Car Insurance | Third Party Car Insurance | Car Insurance Comparison | Car Insurance For Young Drivers | Car Insurance Discounts | Online Car Insurance | Car Insurance Reviews | Car Insurance Premiums
This website is owned and operated by Clark Family Pty Ltd (ACN 010 281 008) as Trustee for the Clark Family Trust (ABN 35 957 893 714), 43 Larch Street Tallebudgera QLD 4228. Clark Family Pty Ltd is an Authorised Representative (AR 1298860) of Unique Group Broker Services Pty Ltd (AFSL 509434) for financial product referrals and an Authorised Credit Representative (ACR 401491) of Saccasan Pty Ltd (ACL 386297). Check our licensing details on the ASIC registers: Clark Family Pty Ltd ACR, Clark Family Pty Ltd AR, Saccasan Pty Ltd, Unique Group Broker Services.
IMPORTANT: We act solely as an introducer and refer enquiries to licensed third-party brokers, insurers, and lenders. We do not provide financial product advice or credit assistance. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs. Whilst we have our own process for validating the legitimacy of our referral partners, you should independently verify the credentials and licensing of any adviser or provider you engage. Visit the ASIC website for further information.